Finance Pro Plus Review – Josh Felts’ Pyramid Scheme Gets a Shiny New Paint Job

If MLMs had a Hall of Fame for failed reboots, Finance Pro Plus would already be on the ballot. And guess who’s back for another round? Our favorite serial scheme-hopper—Josh Felts. The guy has more collapsed programs under his belt than a Black Friday Walmart shelf.

Finance Pro Plus is basically what happens when you take a collapsed scam (Pro Trade Club), slap on a new name, half-bake some “coming soon” services, and start pitching a recruitment funnel with NASCAR sponsorships as a smokescreen. If that sounds shady, it’s because it is.

Let’s unpack this recycled mess.

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Who Runs Finance Pro Plus Review?

The head honcho is none other than Josh Felts, a man whose MLM history is more tangled than a pair of wired earbuds in a washing machine.

• Manifest FX: Co-run with Jimmy Bennett. Collapsed.

• Pro Trade Club: Felts was CEO. Collapsed.

• Silver Star Live: Promoted by Felts. Founder fined $15.6 million for commodities fraud.

• Epic Trading: Also collapsed.

And now he’s back, front and center at Finance Pro Plus—alongside the ghostly shadows of Jason Felts (his brother) and Fotis Papatheofanous, both of whom mysteriously appear on the website with zero mention in the text. Maybe they’re just “vibing” in the background.

Felts originally launched Finance Pro Plus on financeproplus.com, which was quietly ditched. The current operation runs from financepropartner.com, privately registered in January 2025. Why the domain change? Who knows. But if history tells us anything, it probably rhymes with “reboot.”

Finance Pro Plus Products Offered

Ready for the kicker? Almost nothing’s actually live.

Finance Pro Plus heavily markets three categories:

• Streaming (allegedly the “only licensed live TV platform” in network marketing)

• Wellness

• Wireless (best plans, best network, yada yada)

But as of now, only the Pro Wellness Club has actual details. Even those are suspiciously vague. The “wellness” bundle includes telehealth, lab work, dental, chiropractic, and some wishful-thinking “alternative therapies.”

Pricing?

• Pro Wellness Club Plus: $99/month (individual), $199/month (family)

• Pro Wellness Club Ultimate: $124.95/month (individual), $224.95/month (family)

No specifics on what’s actually provided. Just enough health buzzwords to sound legit.

The other services? You guessed it—“coming soon.”

Also suspicious: a slide that randomly shows Pro Trade Club in the Finance Pro Plus deck. Is it a ghost? A placeholder? Or just a recycled asset from the last failure?

Finance Pro Plus Compensation Plan

Like most pyramid schemes, the Finance Pro Plus comp plan revolves around recruitment. While they dangle the idea of retail sales, they actually penalize you for focusing on customers instead of bringing in new affiliates.

Here’s what you’re rewarded for:

• Recruiting people

• Convincing them to pay monthly

• Helping them recruit more people who pay monthly

Wash, rinse, repeat.

Affiliate Ranks

There are 12 ranks, from Pro 250 all the way to Legend 1M. Rank ups require a combination of:

• Personal recruits

• A 3x matrix downline (split across 3 legs)

• An aggressive focus on affiliate growth, not customers

You’ll need to build a 150,000-person team to hit the top rank. Totally doable, right?

Residual Commissions

These are paid weekly and tied to rank. Here’s what you can supposedly earn:

• Pro 250: $62.50

• Pro 1000: $250

• Pro 5000: $1,250

• Executive 500: $125,000

• Legend 1M: $250,000

Because nothing says financial freedom like milking a downline of tens of thousands.

Retail & Recruitment Bonuses

• $25 per 5 customers (yes, five. Not one.)

• $50 per 5 affiliates who join and pay monthly

Math check: You make twice as much for recruiting other reps than for referring customers. But sure, totally not a pyramid scheme.

“Stream On Us” Bonus

They’ll pay for your Netflix or Disney+ bundle if you reach certain ranks. Small price to pay to stay distracted while your team burns beneath you.

Cost to Join Finance Pro Plus Reviews?

Nowhere to be found.

There’s no transparent disclosure on affiliate costs. You just have to join, pay for one or more “memberships” that aren’t even fully functional, and hope for the best.

It’s like buying a house without seeing the kitchen. Or doors.

PROS and CONS

PROS:

• 🏁 NASCAR sponsorship gives them flashy (but meaningless) optics

• 🤖 Talks about AI-powered tools (with no demo or proof)

• 🎥 Supposedly launching streaming and CRM platforms (eventually… maybe)

• 🧬 Wellness plan has buzzwords galore

CONS:

• ❌ Nearly everything is “coming soon”

• 💸 Paid more to recruit than to sell actual products

• 🪜 Rank system heavily tied to pyramid recruitment

• 🥷 Run by serial MLM offenders with a long list of collapsed programs

• 🧻 Transparency is nonexistent

• 📉 Customers count for half a point in rank qualifications (not a typo)

Final Verdict

Finance Pro Plus is a glorified Pro Trade Club reboot, dressed up with vague health plans, AI-flavored tools, and empty promises of streaming platforms. It follows the same pattern we’ve seen with Josh Felts’ past ventures:

• Launch something vague

• Push affiliate recruitment

• Collapse

• Rebrand and try again

There’s virtually no product delivery, no transparency, and the only real “plan” is getting others to join before the music stops.

If you’re tempted to join? Do yourself a favor: don’t.

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