Harvest Finance Review: Fake CEO, Bogus Cannabis, and a Bunch of Baloney
- Crypto MLM ReviewsCryptoCurrency
- April 1, 2025
Welcome to my Harvest Finance Review!
There’s nothing like a good old FAKE CEO Ponzi scheme to remind us that, yes, crypto scams are still alive and scamming in 2025.
Enter Harvest Finance, a charmingly shady crypto “investment” platform allegedly run by Richard Green—a man with a British accent, a green screen, and a 110% chance of not existing in real life.
Let’s dive into the fake fields of pharma, the magic weed marketing, and why this whole operation smells like it’s been grown in a Ponzi greenhouse.
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Who Owns Harvest Finance Review?
Nobody knows—and that’s the first red flag.
The official website (harvest-finance.io) was privately registered in September 2023, then dusted off with a spooky domain update in October 2024. It claims to be headed up by Richard Green, a man whose only digital footprint is on Harvest Finance’s own marketing materials—and some suspiciously curated social media pages launched last year.
Oh, and all of Green’s videos appear to be filmed in southeast Asia, with lighting that screams “budget hostage video.”
This leads us to believe Mr. Green is a Fake CEO—a fake figurehead fronting an MLM crypto scam, usually cooked up by eastern European scammers or occasionally a gang of Chinese grifters outsourcing to Southeast Asia.
And just in case you were holding out hope, yes—they have shell company registrations in the UK and Thailand. Which in the scam world is basically the equivalent of using a fake mustache and sunglasses to rob a bank.
What Does Harvest Finance Sell?
Absolutely nothing. No real products, no services, not even some sketchy CBD gummies.
Affiliates can only “invest” and recruit others to do the same. And in exchange, they’re rewarded with promises of passive income as high as 20% per month.
Spoiler alert: the only thing that’s going to be high here is your blood pressure once the rug is pulled.
Compensation Plan Breakdown (or How the Scam Works)
Harvest Finance offers four investment tiers (called “HFUs” for some reason):
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Pharmaceutical 1 – 12% monthly returns, capped at 200%
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Medical Cannabis 1 – 18% monthly returns, capped at 200%
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Pharmaceutical 2 – 15% monthly returns, capped at 300%
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Medical Cannabis 2 – 20% monthly returns, capped at 300%
These plans are about as real as the CEO. And for the mathematically inclined, let’s just say if anyone were actually generating 300% returns, they wouldn’t need your $100 to make it happen.
Affiliate Recruitment Structure
Classic unilevel compensation here. You get paid based on how many people you pull in and how much they “invest.”
Harvest Finance caps commissions at 17 levels deep, which is ironically how deep into denial you’d have to be to believe this is sustainable.
Commissions range from 8% on your direct referrals to as little as 0.2% on level 17—because nothing screams “honest business” like squeezing pennies out of 16 layers of other people’s bad decisions.
What Happens When You Join?
You hand over at least 100 USDT, sit back, and wait for your 12–20% returns like a deer waiting for the headlights.
Of course, they say your investment goes into pharmaceuticals and legal cannabis ventures. But let’s ask the obvious:
If they’ve got real businesses returning 20% a month… why do they need your crypto?
Spoiler: They don’t. Because there are no businesses. There are no audited financials, no evidence, no transparency. Just promises and a pretty website with fake people on it.
Their “How to Spot a Scam” Guide is… a Confession?
You can’t make this up. Harvest Finance actually includes a checklist on their site to help you “spot a scam before it’s too late.”
Their red flags include:
- 30% monthly returns
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Less than 1 year in business
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Aggressive marketing
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No proof of operations
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No transparency
So… literally everything Harvest Finance is currently doing. It’s like a bank robber handing you a “Wanted” poster with their own face on it.
The Ponzi Playbook
Like every other MLM crypto Ponzi:
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They pretend there’s a real business.
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They promise ridiculous returns.
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They reward you for bringing in new victims.
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And they collapse the minute new money stops rolling in.
Once withdrawals freeze or the site mysteriously vanishes for “maintenance,” it’s game over. And no, your local police won’t be able to recover your tether.
Final Verdict
Harvest Finance is a Ponzi scheme wrapped in a green screen presentation and sprinkled with buzzwords.
The pharma and cannabis angle is just fluff to make it sound legitimate, but there’s nothing under the hood except for the usual cycle of new money paying off old promises.
If you’re already in, consider yourself warned.
If you’re thinking of joining, maybe just light your crypto on fire instead. At least it’ll keep you warm for a second.
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