If you’re the first type, you’ve probably stumbled across Jasmine Taylor on TikTok, where she’s counting dollar bills, sealing up budget envelopes, and somehow making “finance” look like a glittery arts and crafts project.

But is Jasmine Taylor the real deal? Or is Baddies and Budgets just a cute brand with no financial bite?

Let’s break it down—because your wallet deserves answers.

Wait before I do…

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No binder required. Just results.

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Because budgeting is step one. Wealth building is step two.

Okay let’s continue onto this review!

Baddies and Budgets Run By Jasmine Taylor Review

Behind the viral videos and pastel budget binders is Jasmine Taylor, the founder of Baddies and Budgets and a walking comeback story.

Once buried in over $60,000 of debt, Jasmine had an epiphany—probably the kind that happens when creditors start calling like they’re your biggest fans. She discovered cash stuffing, a budgeting method that looks like something your grandma might’ve invented but works like a charm.

With a $1,200 stimulus check in 2021 (shoutout to COVID’s one silver lining), she turned her personal financial mess into a business that now rakes in seven figures annually. No financial background. No MBA. Just a woman with grit, TikTok, and the kind of hustle that turns budget videos into binge content.

She’s been featured in Time, Essence, and even made the Forbes list of people you didn’t know were stacking cash in binders.

So yes—this isn’t your average coupon-cutting guru.

What Products Does Jasmine Taylor Offer?

Jasmine’s empire is built on helping people—especially women of color—build wealth from the ground up. And she’s monetized it like a pro. Here’s the lineup:

🧾 Budget Binders (The Stars of the Show)

Her budget binders are TikTok-famous. Each comes with pre-labeled envelopes (like “Gas,” “Groceries,” and “Mind Ya Business”) and colorful stickers that make budgeting feel less like punishment and more like journaling for grown-ups.

If you thought financial discipline couldn’t be aesthetic… Jasmine would like a word.

💰 Savings Challenges

From the 100 Envelope Challenge to No Spend Trackers, she’s gamified saving. And people love it. Why? Because turning savings into a game makes you forget you’re giving up Starbucks to get your life together.

💻 Digital Downloads

For the tech-savvy baddies out there, there are printables and budget templates you can use on your iPad or computer. You get to track your spending without wasting paper—or lying to yourself.

📚 Financial Literacy Courses

She’s not just stuffing cash—she’s teaching the why behind the method.

Her courses include:

Budgeting Basics
Debt Payoff Plans
Money Mindset Bootcamp

Is it Harvard Business School? No.
Is it perfect for the girlies who never learned what APR stands for? Absolutely.

👛 Accessories and Merch

She even sells budget keychains, pens, and trackers. It’s like the Lisa Frank starter pack for grown-ups who want financial freedom instead of sparkly unicorn folders.

What’s crazy is she reminds me of another influencer I reviewed, Vivian Tu.

Compensation Plan (How Does She Get Compensated)

Okay, so this isn’t an MLM, and she’s not recruiting you into some pyramid scheme where you have to sell binders to three friends to access a yacht party.

But make no mistake—Jasmine is monetizing.

Her compensation plan looks like this:

Sell physical products with juicy margins
Offer digital downloads (zero shipping, all profit)
Run courses with evergreen sales
Use affiliate links and brand partnerships
And rake in ad revenue from social media content

So while she’s not promising “six figures in 90 days” if you DM her “HUSTLE,” she is building a sustainable business model—and getting paid doing it.

Good for her. And if you’re building your own content-based business? Maybe take notes.

Cost to Join Jasmine Taylor Reviews

There’s no official “join” fee—this isn’t some gated community of financially responsible Instagrammers.

But if you want to get started with her products, here’s what you’re looking at:

Product Type	Price Range
Budget Binders	$24.99 – $49.99
Digital Downloads	$4.99 – $19.99
Full Budget Kits	$75 – $125
Online Courses	$20 – $99
Merch & Accessories	$5 – $25

Compared to the thousands people spend on coaches with zero track records, this is pretty reasonable. Jasmine’s products are like buying an accountability buddy—with glitter.

Final Verdict

Let’s answer the search engine’s burning question:

Is Jasmine Taylor a scam?

Nope. Not even close.

She’s:
✅ Transparent
✅ Relatable
✅ Built her brand from real-life struggle
✅ Not pushing get-rich-quick fantasies
✅ Giving actual tools to help people win financially

Does she use TikTok and aesthetics to market it? Of course.
Does that make it less effective? Absolutely not.

If anything, she’s meeting people where they are—on social media, tired of jargon, and desperate for someone who doesn’t sound like a banker at a job interview.

She’s not promising you’ll be a millionaire by Thursday. But she is showing you how to save your first thousand. And sometimes, that’s more important.

Bonus: Want a More Passive Income Strategy?

If budgeting envelopes aren’t your thing—and you want something that grows your money while you sleep (instead of just organizing it)… check out:

👉 Wealth With DeFi Tap Here For A Free Training

It’s a beginner-friendly strategy that helps everyday folks pull in 60% to 200% per year passively using real decentralized finance.

No binder required. Just results.

👉 Click here for the free training

Because budgeting is step one. Wealth building is step two.

TL;DR Recap

Jasmine Taylor is legit. Period.
Her brand Baddies and Budgets is helping thousands start their financial journey—without the boring lectures.
No MLMs. No scams. Just budgeting that’s actually fun.
Great for beginners, visual learners, and people who love pink pens and spreadsheets.

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