Living Money Smart Review – Legit Matt Sapaul Program or Scam?
- Course Program Reviews
- May 19, 2023
Welcome to my Living Money Smart Review!
I’ve been pondering a lot about Living Money Smart recently, an operation fronted by the charismatic and enigmatic Matt Sapaula.
As a Marine Corps Veteran who turned his fortunes around from penniless to millionaire, Sapaula’s story is appealing.
However, it’s the association with PHP Agency, a life insurance agency often painted with the broad strokes of pyramid scheme allegations, that raises eyebrows.
In this Living Money Smart review, I’ll delve into the ins and outs of Sapaula’s business model, the very one he claims can secure you a full-time income in just three months.
But first…
Do you want to know a 100% legit way to make an income from home?
What if you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:
- Inventory
- Selling to friends and family
- Selling to strangers
- Recruiting people
- Dealing with questionable products that weigh on your conscience
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?
If that sounds like something you’d be interested in, check out Digital Real Estate.
Now if you want to continue on reading “Matt Sapaul Review” on his program keep going…
What is Living Money Smart Review
On the surface, Living Money Smart seems like a benign venture.
However, as I dug deeper, it became apparent that it’s essentially a gateway into PHP Agency.
The choice of life insurance as a business model is interesting.
Sapaula emphatically argues that not only is it booming, but it’s also recession-proof, even pandemic-proof.
With the volatility and uncertainty inherent in real estate, stocks, and crypto, Sapaula believes that financial services offer stability and a safe money strategy.
He highlights an interesting challenge in the life insurance sector – visibility, or the lack thereof.
Despite the huge number of Americans that need their help, life insurance agents are relatively scarce.
In Sapaula’s words, Living Money Smart is here to “educate the overlooked and underserved middle-income demographic of America.”
However, a closer look at this operation might suggest a more predatory approach.
Who Runs Living Money Smart Reviews
Living Money Smart is helmed by Matt Sapaula, a Marine Corps Veteran who found his fortune in the world of life insurance.
Often quick to navigate through his sales pitches, Sapaula presents himself as a living success story.
He positions himself as a provider of opportunities, encouraging others to follow his path to success.
His rhetoric is well-crafted, and he often presents the life insurance industry as a passive income opportunity.
Sapaula also emphasizes his idyllic family life. With his wife as his business partner, he paints a picture of unity, achievement, and travel.
However, beneath the glossy veneer, there are pressing questions about the true nature of this business.
How Does Living Money Smart Work
The lure of Living Money Smart lies in its promise of financial independence, freedom, and success.
Sapaula assures prospective members that they could earn $18K to $20K monthly if they follow his system and stick with it for at least 90 days.
To get started, one needs to pass an insurance exam and background check.
The catch? If you can’t clear these prerequisites, Sapaula suggests circumventing the process by having a close friend or partner obtain the license for you.
From there, PHP Agency will provide the necessary training, tools, and continuous support.
One could argue that this method, coupled with carefully orchestrated live events that prey on the aspirations of attendees, borders on the manipulative.
Cost To Join Money Smart Guy Review
Living Money Smart’s structure is such that the success of its leaders is tied to the success of its members.
That said, what they fail to mention is their continuous success, even when members falter.
This is due to the myriad of charges for training, events, and various tools and resources that they provide.
You might end up “building your team,” but it’s Sapaula and his superiors who will likely reap the most significant rewards.
Final Verdict
In this Living Money Smart review, I’ve attempted to present a balanced view of the operation.
However, it’s worth noting that the underlying business model leans towards recruitment over product sales.
This raises the specter of a pyramid scheme, making me hesitant to fully endorse it.
Always do your due diligence before getting involved in any business, particularly one that requires an upfront investment or where recruitment seems to be prioritized over product sales.
My final verdict for this Living Money Smart review is to approach with caution.
Allegations such as Living Money Smart scam should be thoroughly researched and considered.
While there are elements that make it attractive, such as the potential for passive income, it is essential to understand fully what you are signing up for.
It’s your hard-earned money on the line, and prudence should always be your guiding principle.
My Number 1 Recommendation
Do you want to know a 100% legit way to make an income from home?
What if you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:
- Inventory
- Selling to friends and family
- Selling to strangers
- Recruiting people
- Dealing with questionable products that weigh on your conscience
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?
Take a look at some of the results:
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?
If that sounds like something you’d be interested in, check out Digital Real Estate.
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See you at the top,
-Jesse Singh
P.S. If you are tired of failing ANY business, click here and check this out to take your game to the next level.